Archive for February, 2012

living
family

Oh the Babies!


There is a huge influx of new babies arriving at our office. The first arrived last week. A beautiful little girl, who arrived early at just over six pounds. And I saw her. I touched her little toes. Oh my …

And there are more babies arriving! Three more on the way, to be precise.

I can clearly remember being a young 20-something gal and rolling my eyes so hard it hurt when the women at my office would rush out to greet a colleague bringing in their new baby. You could hear the oohs and ahhs from all the way down the hall. I’d sit at my desk and keep working. Come on, people! It’s just a baby. Don’t lose your mind!

Now, I am one of these silly women losing their minds over the little babies. It must be my age. Or the fact that I know we’re not adding any more children to our brood. Or at least my head knows this. Because if the way these babies are making me feel is any indication, maybe my body hasn’t been informed of this decision yet.

I feel clucky. This is an expression I acquired in Australia. It’s perfect, don’t you think? It goes well with the “nesting” phenomena, and all those other metaphors for the somewhat inexplicable behaviour brought on by female hormones.

So when I came across this video via Design Mom made to announce the arrival of a new baby (side note: some people are way to clever, aren’t they? I didn’t even do regular paper announcements, let alone a video announcement!) I nearly melted into a puddle on the floor. I challenge you to press play and not feel at least a modicum of misty nostalgia.

But really? It this whole baby-craziness related to me actually feeling “clucky” or is it just me getting closer in age to those people who get all kinds of desperate to have grandchildren? Goodness only knows. But it sure tugs at the heart strings. Do you ever feel like this?

And Everything Nice from John Jensen on Vimeo.


living

Free Money Monday! (and Canada’s Children’s Arts Tax Credit)


It’s Sunday, but I’ve already got the Monday blues. It’s not that I don’t like my job, it’s just that the longer winter goes on, the more I just want to do nothing but curl up with a book and a fresh pressed coffee. A beach sure sounds nice right about now. But I digress …

I’m actually here to write about the taxes. I kid you not. I really am. Specifically, Canada’s newly introduced Children’s Arts Tax Credit. You’ve already likely heard about the Children’s Fitness Tax Credit, which was introduced in 2007. But now, Arts can receive the same type of credit when you file your taxes for 2011.

Free money for me!

For me, this is the equivalent of free money, since we’ve been paying for Stella to participate in these kinds of programs for a few years now. So what kinds of activities are eligible? According to the Canada Revenue Agency‘s web page, eligibility seems fairly broad. It includes an activity that:

  • contributes to the development of creative skills or expertise in artistic or cultural activities;
  • provides a substantial focus on wilderness and the natural environment;
  • helps children develop and use particular intellectual skills;
  • includes structured interaction among children where supervisors teach or help children develop interpersonal skills; or
  • provides enrichment or tutoring in academic subjects.

By that definition, one would assume that anything from Girl Guides, to piano lessons, to painting classes would be eligible. Your best bet is to ask the organization itself and ensure you collect and keep your receipt.

Someone’s done the math, and apparently if you claim $500 worth of art credits, then you will save $75 when you file your taxes. To learn more and check the details, you can click on the icons below.

tax_children_art-light-blue.jpg

tax_children-light-blue.jpg

Free money for you!

What’s not to like about free money, right? So, I’m going to do a bloggy giveaway for this $50 bill. All you need to do is help me raise awareness about this new tax credit.

How can you help spread the word?

  • Tweet the following: “When you file your taxes this year, don’t forget to claim your child’s arts activities! http://ow.ly/9iBxg #freemoney @coffeewithjulie”
  • Email, phone, or tell a friend
  • Update your Facebook status to let your friends know
  • Share your thoughts on this Arts credit on your blog

Then let me know in the comments below (1) how you helped spread the word, and (2) what you would do with this free money. I’ll pick a winner randomly next Sunday at 5pm.

Disclosure: A PR agency has sponsored this post, but that $50 bill is actually mine. I will mail it to the winner. 

Edited on Feb 29th to add: Um, people don’t seem to be following the instructions above for how to enter this giveaway! If you’ve already commented below, I’ll count your entry … but next giveaway I will be super-strict-teacher about it! You’ve been warned! 

Edited on March 5th to add: And the winner of the Free Money Monday is Lisa Sansom! Congrats Lisa, I will be in touch to get your mailing address and thanks so much for helping to spread the word via your twitter! 


living

Let’s Get This Party Started


Dear Cassie,

Okay, so it’s no party. Or at least, it’s a party no one wants to get invited to. And it kicks off today.

But let’s get this chemo started up and get that cancer out of you. The sooner you start, the sooner you can “Ring the Bell.” The tradition of ringing a bell when your final chemo treatment is complete is something I didn’t know about. But I watched this short docu-video created by a Andrea Ross and Mark Blevis, a local Ottawa couple who have survived and thrived through and beyond Andrea’s cancer diagnosis, treatment, and recovery.

And I also watched the video below, and wanted to share it with you and with anyone else reading this blog who is starting on their own journey with cancer.

Today it starts, but there’s a tomorrow where you’ll be ringing that bell. In the meantime, we’ll be here. To provide support and celebrate all victories.

xoxo

Edited on Friday, February 24th to add: Cassie emailed me to share: “My poison party has been good so far…one day at a time. Can’t say enough about the care we are given.”


family
travel

Day 2 at Smuggler’s Notch Resort, Vermont


This is a post is a continuation of a short series on Smuggler’s Notch. To catch up, you can find the first post in this series here, and the second one is here. Our family’s accommodation and activities were provided by Smugg’s, while extras like food and whatnot were paid for ourselves. (Image below, credit: Smuggler’s Notch, Vermont.)

Gooooood morning Smuggler’s Notch!

In contrast to the first morning, when the kids had been up early and racing about the condo, this morning was far more quiet. They’d had a big day and evening yesterday, and we parents got to reap the benefits with a little sleep-eye. However, it didn’t last long because Hubby and Stella were so keen to hit the hills again that they were insisting on squeezing in a few runs before Snow Sport University started up at 9 am.

Breakfast was a quick bowl of hot porridge and fruit (and coffee for Mom and Dad!) in the condo. Too quick, in fact, for even a photo. And with a blink of an eye, off they went out into the snow!

Drop off to Snow Sport University

Like Day 1, both children were registered to attend Smuggler’s Snow Sport University. We were really happy to see that Stella would have Blake as her instructor again. One of the neat things about the program is that during the day you can bump into your child on the hill and say hi and see how things are going. In the photo below, this is what Hubby did with Stella and she is trying to avoid the embarrassing parental contact – haha! Also note the red device strapped around her leg. This is a GPS and all the kids have one strapped to them for safety reasons, but at the end of the day you can also log-in and see where your child skiing, for how far, and at what speeds.

Max, who the day before had put on quite a show at drop-off, quietly raised his hand up to the hand of one of the instructors and walked off to join his group. In contrast to Stella’s experience, during the two days that Max was in this program, his instructors were, for the most part, fairly unmemorable. On the first day, one of his instructors was a young man by the name of Justin who was charismatic and full of energy, but the others seemed like they were just going through the motions. Sure, working with the kids in this age group is probably the least favorite choice for the instructors (since three-year-olds are far more work than say, ten-year-olds), but I don’t care — it’s their job and they should at least pretend to enjoy it! (Hey, the rest of us have to, don’t we? :) )

Ski lessons for the adults

Starting at 10 am, Hubby and I were registered to participate in adult ski lessons. We were really looking forward to this since neither of us had ever had the opportunity to have an actual lesson before.

I had signed up for a Level 3 lesson, which would focus on “tuning your turns.” My instructor was Neal, and he clearly loved his job. He’s been teaching up at Smuggler’s for two decades, but you’d never know it by his youthful zeal. He was patient, offered just the right tips, and peppered our time with jokes here and there. From one lesson alone, I made huge progress on my turns and have almost mastered moving from snowplowing stance to having my feet in parrellel position.

My Smugg's instructor in action

Adult group lessons are two hours in length and cost $75 per person. I lucked out with a great group, and was able to meet some interesting people while we swapped partners on the chair lift rides. In total, my class had two couples and three women. One of the women was from England and she told me that she and her family have been coming every year, for more than five years, to Smugg’s because they felt comfortable there and because their children enjoyed the kids’ programs so much.

Meanwhile, Hubby had his ski lesson over on another hill. He was signed up for a level 6 class. (In total, there are 10 levels of classes offered.) When we caught up at lunch, he was raving about his experience. By chance, he ended up as the only student in his class and he said his instructor, Charlie, was fantastic. From just this one lesson, Hubby was able to move from skiing on blue hills to moving over to black ones.

I have to admit that left to my own devices, I probably would not have forked out any cash for adult ski lessons (but willing would do so for my kids). But now? I will happily pay for a lesson every time I get a chance. It really helps to build confidence and enhance your skills. Stella is also now a big fan of lessons. Although she’s had lessons at a local hill, she found her lessons at Smugg’s to be more in depth and far more helpful.

Zip-lining with Arbortrek

More first-time experiences were in store for us today! Hubby, Stella and I (Max was not old enough to participate) were heading over to Arbortrek Canopy Tours. Our tour was called the “Wild Winter Ride,” and involved 6 zip lines and 2 sky bridges in the gorgeous Vermont forest over a 2.5 hour period. None of us had zip-lined before, so we were feeling nervous and excited (or at least, Stella and I were!).

I’m not even sure how to describe the experience. It was all so exhilarating and fun! So perhaps I will let the photos speak for themselves. Our guides were Roger and Stephanie and from start to finish, they were perfect companions who also made you feel very safe.

Here is our full group: Hubby and I are on the far left (it was pretty cold that day, as you can tell!) and Stella is the smallest one, sitting down with the red helmet beside one of our guides, Roger, with the yellow helmet.

I will resist the urge to post every single picture available! But, if you are interested, they are posted from each tour up on Arbortrek’s Facebook page.

It was truly an experience of a lifetime. And I really want to go back and try it out in the summer now too!

Re-grouping back at the condo

Our Arbortrek driver, Ben, was kind enough to drop me off along the way back where I could pick up Max. So Max and I headed back to the condo, and were joined shortly afterwards by Stella and Hubby.

After a big day of big activities, this regularly sedentary body was aching! I decided to fill up the Jacuzzi tub in our ensuite bathroom and soak my bones.

Hubby gave me this time of peace and quiet by happily whisking the kids off to the outdoor pool. From there, we gathered back to the dinner table for an Indian curry with chicken (the same one we made on this camping trip).

After-dinner fun

We decided to try something the Family Snow Tubing tonight, despite how tempted Stella was to head back to the Fun Zone. Just as we were heading out, we heard a huge “boom!” then a “bang!” We rushed out to find a full-on fireworks display! A large group of us gathered on the snow hill to enjoy the lights. Wow, it really felt like we were away somewhere special.

Once the fireworks finished, we resumed our regular plan to hit Sir Henry’s hill for Snow Tubing. After one run, Hubby and I quickly suspected that perhaps this wasn’t exactly a safe activity. The tubes were hitting really high speeds, it was difficult to slow or stop yourself. Add to that was that the two employees at the bottom of the hill, who I assume were supposed to help you stop, were pretty blase.

On my first time down, the tube had been spinning so much that I couldn’t see where the end was and I banged my head into a barricade (luckily, I was wearing a helmet, so no harm done). The experience spooked me though, and I decided then that I wasn’t comfortable doing any more runs. Before Hubby and the kids could even make their decision, a woman flew at high speeds on her tube right up and over the barricades. Another witness estimated she was at least 8 feet in the air before she hit the pavement. All of the parents quickly realized that the speeds were too fast and the barricades were not high enough and gathered up their children to leave. As for the poor woman, the last we saw of her, she was still lying on her back and a medic was checking her eyes for signs of concussion. I really, really hope she’s okay. So, consider yourself warned: I highly recommend NOT doing this activity unless some significant changes are made to make it safer.

We decided to cheer the kids up with a stop at Ben and Jerry’s. This time, with the memory still fresh of how yummy our treats had been last night, we all upped our sizes. Mmmm!

Good night, sleep tight!

Even with ice cream pumping through their veins, the kids were pooped and hit the sack quickly once we got back to the condo. Naturally, the adults weren’t too far off either!

Despite feeling shaken by the tubing experience, the day as a whole had been soooo fantastic. We’d made a ton of wonderful memories together and were no rush to go home. In fact, Stella had already announced that she wanted to live at Smuggler’s Notch forever. (This is high praise because she has done a lot of travel in her young life and has only ever said this once before, and that was when we stayed at Dunk Island in Australia’s Great Barrier Reef.) Hubby and I could understand how she felt though since we were wishing that we had a whole week to enjoy Smugg’s.

p.s. I’ve added a video of what one of the Green hills at Smugg’s looks like from top to bottom. It’s me skiing on the first day, so you can even admire my fancy snowplow skills. Hubby got a “GoPro” camera from Santa, so the video is taken from the top of his helmet as we skied down it.


living
media

The Wealthy Barber Returns: 5 Takeaway Tips


Have you ever read The Wealthy Barber by David Chilton? The year before I graduated from high school, this book on personal finance hit the bookstands with a storm! Over two million copies have been sold in North America, and I think that’s because of its unique fictional format. Here’s how Wikipedia describes the book:

The book is structured around a story of three people in their late 20s visiting Roy, the title character, for lessons in financial planning. Each chapter of the book describes a different visit and a different element of financial planning. Each month along with their lessons the three students are required to start carrying out the actions prescribed by Roy. In addition to these individuals, Roy also shares his financial knowledge with the customers of his barber shop.

All I can remember from the book is the advice to save 10% of your earnings every year for retirement. As a young person, I can also remember thinking that this was absolutely impossible.

Now that I’m older, personal finance and retirement planning have taken on more of a focus. That’s why I was interested in taking a read of Chilton’s second book, just recently published and on my January bedside table reading, titled The Wealthy Barber Returns.

And last night, I had the opportunity to attend a speaking engagement and author book-signing that was hosted by PC Financial. It was held at the new(ish) Ottawa Convention Centre. I had not yet been inside the Centre, so that alone was interesting. But I also had the chance to catch up with a bunch of folks I hadn’t seen in ages that Kathy Buckworth, a spokesperson for PC Financial, had invited for a little pre-event shindig.

I thought Chilton seemed a little ill at ease with the “smoozing” part of his role before he was to speak. (Although I don’t blame him, I would be too!) The room was fairly large, and completely filled.  But when he hit the stage – Wow! He is an amazing public speaker. One of the best I’ve ever heard, actually.

 

Yes, my eyes are closed. What of it?

Here are the top 5 messages I received from his talk:

  1. You should still be aiming to save 10% of your earnings for long-term investments.
  2. Two things that are very dangerous in combination: Lines of credit and renovations. And no, granite is not a necessity for life.
  3. Buy a house you can actually afford. Otherwise, you’ll never be able to save.
  4. Pay yourself first. Take human temptation out of the equation: use automatic withdrawals via your paycheque or the bank.
  5. If you’re starting late and trying to choose between RRSPs or RESPs, choose your own retirement savings.

A bonus, ingenious tip? Chilton believes RESPs are great, and they’re even better when the grandparents are buying them. To get this rolling, bring over some RESP brochures to your parents and say, “Hi, I brought over those brochures you were asking about.” When they look at you puzzled, you then reply, “Oh! Sorry! That was the other grandparents! The in-laws. My mistake.” This, he claims, is a surefire way to get them to volunteer to contribute to the kids’ RESPs. Hee hee!

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